List of US states that use trust deeds, list of states that use both deeds of trust and mortgages and a list of states that use mortgages.

Trust Deed States

Alaska
Arizona
California
Mississippi
Missouri
North Carolina
Nevada
Virginia
Washington DC

States that use Both Deeds of Trust and Mortgages

Colorado
Montana
Texas
Idaho
Nebraska
Utah
Illinois
Oklahoma
Wyoming
Iowa
Oregon
Washington
Maryland
Tennessee
West Virginia

* Georgia uses a security deed
** Custom dictates which document is used

Mortgage States

Alabama
Louisiana
North Dakota
Arkansas
Maine
Ohio
Connecticut
Massachusetts
Oregon
Delaware
Michigan
Pennsylvania
Florida
Minnesota
Rhode Island
Hawaii
New Hampshire
South Carolina
Indiana
New Jersey
Vermont
Kansas
New Mexico
Wisconsin
Kentucky
New York

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Deed of trust states
Written by Trust Deeds   
Saturday, 17 November 2007
Deed of trust

A document that gives a lender the right to sell your property if you can’t repay your loan.

A deed of trust is similar to a mortgage contract except that a deed of trust involves a third party called a trustee, usually a title insurance company, who acts on behalf of the lender. When you sign a deed of trust, you are in effect giving the trustee title (ownership) of the property, but holding on to the right to use and live in it. The lender or trustee holds the original deed of trust until you repay the loan on your home. Unlike a mortgage, a deed of trust also gives the lender the right to foreclose on your property without taking you to court first.
Deed of trust states
Alaska
Mississippi
North Carolina
Arizona
Missouri
Virginia
California
Nevada
Washington DC

Mortgage states
Alabama
Louisiana
North Dakota
Arkansas
Maine
Ohio
Connecticut
Massachusetts
Oregon
Delaware
Michigan
Pennsylvania
Florida
Minnesota
Rhode Island
Hawaii
New Hampshire
South Carolina
Indiana
New Jersey
Vermont
Kansas
New Mexico
Wisconsin
Kentucky
New York

States that use both deeds of trust and mortgages
**
Colorado
Montana
Texas
Idaho
Nebraska
Utah
Illinois
Oklahoma
Wyoming
Iowa
Oregon
Washington
Maryland
Tennessee
West Virginia
* Georgia uses a security deed
** Custom dictates which document is used
 
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